Keep More of Your Retirement Income with Florida Residency

Social Security, pensions, and 401(k)s are all tax-free at the Florida state level.

Florida has no state income tax on retirement income and no estate tax. We guide you through establishing residency, from your virtual mailbox to your Florida driver's license.

Get StartedWhy Florida?
Florida retirement - tax-free Social Security, pension, and 401(k)

Potential Savings

Thousands Annually*

Estimated. Actual savings vary.

Why Retirees Choose Florida

Florida offers significant tax advantages for retirees. Here's what you stand to gain.

Tax-Free Retirement Income

Social Security, pensions, 401(k)s, and IRAs are all tax-free at the Florida state level. Federal taxes still apply.

No Estate Tax

Florida has no state estate or inheritance tax. Your beneficiaries receive your assets without an additional state tax burden.

Homestead Exemption

If you own a home in Florida, the homestead exemption can reduce your property's taxable value by up to $50,000, with additional savings for residents 65+.

Snowbird Friendly

Spend winters in Florida, summers elsewhere. Florida residency depends on intent and documentation, not a day count. Your prior state may have different rules.

Constitutional Protection

Florida's ban on state income tax is written into its constitution, providing stability that can't change with a single election.

Manage Mail From Anywhere

View, scan, forward, or discard mail through your online dashboard. Stay connected to your Florida address from your summer home or anywhere in the world.

Establish Florida Residency in 5 Steps

1

Step 1

Create Your Account & Provide Key Information

Create your account and answer a few key questions about your situation: your current state, retirement income sources, and whether you're a snowbird. This helps us build your personalized Florida residency roadmap.

What you'll get: A clear checklist of documents and forms you'll need, plus a timeline so you know what to tackle first.

2

Step 2

Complete Notarization & Activate Your Virtual Mailbox

Complete your notarized authorization entirely online. We coordinate with a licensed notary. Once notarized, your virtual mailbox is created. All incoming mail is scanned and uploaded to your dashboard.

What you'll get: Notarized authorization + active virtual mailbox with online mail management.

3

Step 3

Obtain Your Florida Driver's License & Update Your Address

Schedule your DMV appointment (we provide the checklist of required documents). Arrive prepared and get your Florida driver's license, which is one of the strongest proofs of residency. Then update your address across banks, insurance, and voter registration.

What you'll get: DMV checklist + master address-update guide.

4

Step 4

Establish Strong Florida Ties

We guide you through severing ties with your prior state: cancel old registrations, redirect mail, update financial accounts. This pattern of ties strengthens your residency documentation.

What you'll get: Checklist of all accounts and documents to update.

5

Step 5

Maintain Your Florida Residency

Keep your Florida ties strong by managing mail through your dashboard, renewing your license on time, and maintaining your documentation. Your dashboard helps you stay organized.

What you'll get: Ongoing access to your dashboard with license expiry reminders and mail management.

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Trusted by professionals

Here's what our clients are saying about Your Tax Base.

"So far excellent. Quick replies on any request I've sent."
AM

Ahmed M.

Consultant

"I researched just about every virtual mail service out there and Your Tax Base came out on top. Signing up was easy and having almost immediate access to a remote notary was amazing. The site answers practically every question you might have."
RH

Richard Hughes

Expat, Portugal

"Intuitive website, straightforward process. Previous state: Virginia. Expecting to save around $4,000 a year in state income taxes... more when we start taking retirement benefits."
KF

Ken F.

Retired Federal Employee

"SO fast. Moving abroad and needed a way to keep my Florida domicile plus somewhere to receive documents. Took me under an hour to get it all done. Now I have an address for banking, ID, everything."
PS

Priya S.

Relocating to Spain

"I am in no way a tech person so I was a little nervous starting this process. The team was friendly and patient every step of the way. We went with the yearly plan since it saves even more. Eventually we plan on moving to France but for now this is exactly what we needed."
RO

Ron Oldham

RV Traveler

"My husband found them and we used the service to establish Florida residency. They have a detailed step-by-step process that made the whole thing pretty straightforward. Whenever we had questions they responded quickly with useful answers."
CW

Courtney W.

Living in EU

Retiree FAQs

No. Florida does not tax Social Security benefits at all. There is no state income tax in Florida, so 100% of your Social Security income remains untaxed at the state level. Federal taxation may still apply depending on your total income.

No. Florida does not tax any retirement income, including pension income, 401(k) and 403(b) withdrawals, traditional IRA distributions, Roth IRA distributions, and annuity payments. These remain subject to federal income tax, but you owe nothing to Florida.

No. Florida has no state estate tax and no inheritance tax. Your estate passes to your beneficiaries without state-level taxation. Federal estate tax may apply for estates exceeding the federal exemption ($13.99M per individual in 2025).

Yes. Florida residency is based on intent and ties, not solely on physical presence. Obtain a Florida driver's license, register to vote, use your Florida address on tax returns, and file a Declaration of Domicile. The key is demonstrating Florida is your primary domicile.

Florida offers: Standard Homestead Exemption (up to $50,000 off assessed value), Additional Senior Exemption 65+ (up to $50,000 more if household income is below $37,694 for 2025), Save Our Homes Cap (limits annual increases to 3% or inflation). Apply by March 1st at your county property appraiser.

Obtain Florida driver's license and surrender your old one, register to vote in Florida, register vehicles, change address on all accounts, file a Florida Declaration of Domicile, use Florida address on federal tax returns, and consider selling property in your prior state.

Yes. Medicare is a federal program that works in all 50 states. You may need to update Medicare Advantage plans (regional) and Part D (prescription). Medigap policies transfer to Florida.

The 183-day rule is used by some states to determine tax residency. Florida itself doesn't enforce this (no income tax), but your previous state may. Focus on intent and documentation rather than just counting days when establishing Florida domicile.

We provide a guided pathway to establishing Florida residency. This includes a Florida residential address, virtual mailbox service with mail scanning and forwarding, step-by-step checklists for your driver's license and voter registration, and a dashboard to track your progress. We do not provide tax, legal, or financial advice. Consult a qualified professional for advice specific to your situation.

Most users complete the initial setup (account creation, notarization, mailbox activation) within a few days. Getting your Florida driver's license depends on your DMV appointment availability, typically 1-4 weeks. The full process of establishing strong Florida ties takes 2-3 months for most users.

Some states, particularly high-tax states like New York and California, may scrutinize residency changes. The documentation and ties you establish through our process (driver's license, voter registration, updated financial accounts, and consistent mail address) create a clear pattern of Florida domicile. We recommend consulting a tax professional familiar with your prior state's rules.

No, you don't need to sell property in another state. However, maintaining property elsewhere can be used by your former state to argue you haven't truly changed your domicile. If you keep property in a high-tax state, ensure your Florida ties are strong: driver's license, voter registration, bank accounts, and consistent mail address. Consult a tax professional familiar with your prior state's rules.

Florida residency does not change your federal tax obligations. You'll still pay federal income tax on Social Security (if your income exceeds certain thresholds), pensions, and retirement account distributions. The benefit is eliminating state income tax. Florida is one of only seven states with no personal income tax.

Yes, but it's recommended to open accounts with Florida-based banks or update your address on existing accounts to your Florida address. Having financial ties to Florida strengthens your residency claim. Many of our users keep some accounts elsewhere but ensure their primary banking relationship is tied to their Florida address.

Ready to Make Florida Your Home?

We'll guide you through every step, from your virtual mailbox to your Florida driver's license.

Get Started TodayHave Questions? Let's Talk

*Estimated savings vary based on individual circumstances. Federal taxes still apply. Homestead exemption requires application by March 1st and meeting eligibility requirements. Changing domicile requires meeting Florida state requirements. Your former state may have different rules and may challenge residency changes. We provide residency guidance and virtual mailbox services. We do not provide tax, legal, or financial advice. Consult qualified professionals for advice specific to your situation.