State Guides

Moving from Maryland to Florida

By Justin Malone · Reviewed by Brett Sullivan
7 min read
Updated August 28, 2026
1 verified source

Complete guide to leaving Maryland for Florida residency. Learn about MD's state plus county taxes (up to 9.8% combined at the top), and how to properly establish Florida domicile.

Key Takeaways

  • Maryland layers mandatory county income taxes of 2.25% to 3.30% (2026) on top of graduated state rates that now reach 6.5%
  • Combined state plus county marginal rates reach 8.95% on income over $250,000 in 3.2% counties, and up to 9.8% at the very top
  • 183-day statutory residency rule applies
  • Many DC-area workers can relocate while working remotely

Overview: Maryland Tax Burden

Maryland pairs a graduated state income tax (5.75% on single-filer income over $250,000, with new 6.25% and 6.5% brackets above $500,000 and $1 million) with mandatory county income taxes ranging from 2.25% to 3.30% for 2026. In high-tax counties the combined marginal rate reaches 8.95% or more, comparable to much higher-profile states like New York. Florida has no state income tax and no county income tax, so a proper move eliminates both layers at once.

$5,000 - $25,000+ Annual savings depending on income and county

Maryland State + County Taxes

The state rate is 5.75% on single-filer income between $250,000 and $500,000, rising to 6.25% and then 6.5% above $500,000 and $1 million. 2026 county rates per the Maryland Comptroller:

CountyLocal Rate (2026)Combined Marginal Rate
Howard County3.2%8.95%
Montgomery County3.2%8.95%
Prince George's County3.2%8.95%
Anne Arundel County2.70% - 3.20% (bracketed)Up to 8.95%
Baltimore County3.2%8.95%
Baltimore City3.2%8.95%
Dorchester and Kent Counties3.3%9.05%

Combined rates shown add the county rate to Maryland's 5.75% state bracket (single-filer income between $250,000 and $500,000). The 6.25% and 6.5% state brackets push combined marginal rates as high as 9.8% above $1 million.

Often Overlooked: Maryland's combined rate rivals New York's, but gets less attention. Many Maryland residents don't realize how much they could save by establishing Florida residency.

DC Area Commuters

Many Maryland residents work in DC or for federal agencies:

  • Remote work arrangements allow Florida domicile
  • Federal employee telework programs make relocation possible
  • Contractors with flexible arrangements benefit significantly

Properly Exiting Maryland

  1. Establish Florida domicile (address, Declaration, DL, voter registration)
  2. Sell or rent Maryland property
  3. Update employer records to Florida
  4. File MD part-year return (502) for move year
  5. Keep detailed location records

Get Started

Official Sources & Citations

Verified references for accuracy

Frequently Asked Questions

Quick answers to common questions

Maryland has a graduated state income tax reaching 5.75% over $250,000 (with 6.25% and 6.5% brackets above $500,000 and $1 million for single filers) PLUS mandatory county income taxes of 2.25% to 3.30%. Combined marginal rates reach 8.95% or more in counties like Montgomery, Howard, and Prince George's (all 3.2% in 2026), rivaling New York's rates.
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At $100,000, Maryland state income tax alone is about $4,384 (single filer, 2026 rate schedules, standard deduction and exemption, state income tax only, before credits). Add a 3.2% county tax (Montgomery, Howard, Prince George's and others) and the combined bill is roughly $7,600/year. At $200,000, the state tax is about $9,823 and the combined state plus county bill is roughly $16,200/year. Florida eliminates both layers.
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